Lower rates with flexible terms
Terms up to 84 months for new or used cars
Refinance your higher rate auto loans and save
No prepayment penalties. Reduce your interest by paying early
Same day approval in most cases
Local Decision Making - Local Operations
Personal Experience with Loan Officer
How can being preapproved help me when I’m vehicle shopping?
Being preapproved helps you focus on negotiating the best price, knowing that you won’t end up with high rate financing when you close the deal. Plus, dealers tend to take people more seriously when they come in with preapproved financing because it means you’re ready to do business and not just “window shopping.”
How fast can I be approved for a vehicle loan? Will funds be available same day?
In many cases, your funds may be available the same day. We understand that sometimes the vehicle-buying process is urgent. Our lenders will answer your questions and help expedite the simple application and approval process.
Can I pay off my loan quicker than the payment schedule?
Yes. At Northern Light Community FCU, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.
Do you offer a debt protection plan?
Yes, we offer a debt protection benefit plan in the event of death or disability. Speak to our Lender for details.
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